What Is A Cashless Society?

A cashless society is a society where currency notes or cash money are not used in monetary transactions. It is a hypothetical move or situation in favor of alternative means of exchange. Cashless societies in the past were based on the barter system where people exchanged their livestock for food crops or other goods. However, the present concept of a cashless society or country is a completely new thing. Here cashless transactions are made with the help of digital currencies. In a truly cashless society, legal tender (money) is exchanged and recorded only in the electronic digital forms.

Potential Benefits Of A Cashless Society

Cashless economies would be helpful to the global economy. Since cash is the primary mode of transactions in money laundering and terrorism financing, a cashless society would discourage such laundering and terrorism. Central governments would also benefit from such cashless transactions as it would allow central control of money supply. It would be easier for government to monitor income tax paid by individuals and proper payment of tax would strengthen the nation’s economy. Cashless transactions would be helpful in the context of negative global inflation and quantitative easing. Going cashless would also reduce the levels of corruption prevalent in the country.

Countries Going Cashless

The most cashless societies of the world have been enlisted below. In Belgium, France, and Canada over 90% of consumer payments are made via cashless modes. The United Kingdom, Sweden, Australia, Netherlands, and the US also have high rates of consumer payments (80% and over) made via non-cash modes. Germany and South Korea also use cashless payments as the major mode of consumer payments. The latter is the only Asian country featuring in the list of the top 10 cashless societies while no country from Africa or South America finds a position in the list. Only time will tell if Indian citizens also favor cashless transaction methods over cash transactions and the effects of cashless transactions on the Indian society and economy.

Belgium: 93 % transactions, cashless.
France: 92 % transactions, cashless.
Canada: 90 % transactions, cashless.
UK: 89 % transactions, cashless.
Sweden: 89 % transactions, cashless.
Australia: 86 % transactions, cashless.
Netherlands: 85 % transactions, cashless
US: 80 % transactions, cashless
Germany: 76 % transactions, cashless
South Korea: 70 % transactions, cashless

Source : MasterCard Advisors

Mobile Payments through Banks Apps
Mobile banking is a service provided by a bank or other financial institution that allows its customers to conduct different types of financial transactions remotely using a mobile device such as a mobile phone or tablet. It uses software, usually called an app, provided by the banks or financial institution for the purpose. Each Bank provides its own mobile banking App . List of Mobile apps are given below 

Apps Logo Bank Name   Apps 
HDFC Bank MobileBanking HDFC Bank  Download       
KSB Karur Vysya Bank  Download
Dhanlaxmi Bank Dhanlaxmi Bank Download
State Bank Freedom Download
State Bank of India Download
Union Bank of India Download
ICICI Bank  Download
Canara Bank Download
Punjab National Download
Federal Bank  Download
UCO Bank Download
Corporation Bank Download
Vijaya Bank Download
Syndicate Bank Download
South Indian Bank Download
Dena Bank Download
India Post Banking Download
Bank of India Download
IDBI Bank Download
Allahabad Bank Download
Bank of Baroda Download


The innovative payment service *99# works on Unstructured Supplementary Service Data (USSD) channel. This service allows mobile banking transactions using basic feature mobile phone, there is no need to have mobile internet data facility for using USSD based mobile banking. It is envisioned to provide financial deepening and inclusion of under banked society in the mainstream banking services.

Internet Safety Pledge

Internet Safety Pledge
A tribute Dr. APJ Kalam

Digital Literacy Week

Our Dream

We dream of prosperous world where knowledge is equally shared among rural or urban , rich or poor without any discrimination. We dream of a society that is not poor; a world which is literate, healthy and empowered.


To create awareness and share the latest tools, services and resources which enrich the experiences of users of the libraries and enhance their learning and career development activities.
To support scholarship, intellectual growth and critical inquiry, and to promote a continuing love of learning in a welcoming space where people choose to gather.

OLPV Vision

(1) Libraries as Universities
(2) Libraries as community centers for diverse populations,
(3) Libraries as centers for the arts,
(4) Libraries as community builders,
(5) Libraries as champions of youth.